Author: rad

Tax 101: Back to Basics

Benjamin Franklin said, “Nothing is certain but death and taxes”. Taxes play a crucial role in shaping our financial landscape. Understanding their nuance is key to…

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Q2 2024 Review: Sometimes the Market Just Doesn’t Care

Sometimes the market just doesn’t care. All the air gets sucked up by a mega trend, and everything else gets overshadowed. Investors can chase the trend,…

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Property and Casualty Insurance

Property and Casualty Insurance: Don’t leave home without it! A major crisis. Last year, a friend’s parents’ life took an unexpected turn. While on vacation, they…

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Rethinking Your Retirement Savings

Employees are often advised to contribute the maximum amount to their 401k for tax savings and compounding potential. However, for high earners this may not always…

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Life Insurance 101

The concept of insurance is simple.  It is financial protection for when something bad happens.  Car insurance protects you and your car, home insurance protects your…

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Secure Act 2.0

On December 23rd, 2022 the U.S House of Representatives passed an omnibus spending bill that includes the much-anticipated SECURE Act 2.0. The original SECURE Act passed…

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Saving for College

A Guide to Common College Savings Vehicles One of the most challenging discussions we have with young families is helping them think about the intimidating costs…

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RMD Rules from Secure Act Become Clearer- Kind of…

We finally have an answer to one of the most frequently asked questions of 2022,“Do people who inherited an IRA in 2020 or 2021, and who…

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Estate Planning 101

The Basics  Estate planning is the most overlooked area in people’s financial lives. It often gets ignored or put off for a variety of reasons, whether…

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Back to Basics: Building an Emergency Fund

One of the most boring but essential pieces of a successful financial plan is creating an emergency fund. Without it, a plan can fall apart instantly.…

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