Blog

    RMD Rules from Secure Act Become Clearer- Kind of…

    We finally have an answer to one of the most frequently asked questions of 2022,“Do people who inherited an IRA in 2020 or 2021, and who are subject to the SECURE Act’s new 10-Year Rule have to take a Required Minimum Distribution (RMD) this year.” The short answer is NO. The original interpretation of the…

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    Q3 2022 Compass Review

    According to the University of Michigan Consumer Sentiment Index, consumers feel as bleak as they did during the great financial crisis 15 years ago.  At the same time, it’s still nearly impossible to get a restaurant reservation on a Saturday night, find reasonably priced airfare, and I-95 is chock full of return to the office…

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    Compass Sponsors Fairfield Paddle Fest

    Fairfield Paddle Fest – September 10th, 2022 The Fairfield Rotary Club, along with our premier sponsor, Compass Asset Management, is proud to announce it will host the second annual Paddle Fest on September 10h at Jennings Beach, Fairfield, CT. The family-friendly paddle event features three opportunities for Stand-up Paddlers (SUP) and Kayakers to compete, or…

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    Estate Planning 101

    The Basics  Estate planning is the most overlooked area in people’s financial lives. It often gets ignored or put off for a variety of reasons, whether it’s too expensive, too complicated or because people don’t think they have enough assets to need it. Estate planning is important for everyone.  We created a guide to help…

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    Q2 2022 Compass Review

    Last quarter we said: “We were welcoming the correction as a necessary adjustment in speculative excess that in the long run would threaten market stability.”   So, while we don’t necessarily welcome last quarter’s 16% plus market decline on top of the first quarter’s 4.6% hit, it is not unexpected, given the amount of excess that…

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    Between a Rock and a Hard Place

    The Federal Reserve is stuck between a rock and a hard place.  Since the Great Financial Crisis, the Fed was able to implement expansionary monetary policies without having to worry about inflation.  The market took its cue from the Fed that bad times could be fixed with lower interest rates and asset purchases. Covid changed…

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    Q1 2022 Compass Review

    The quarter started off predictably enough with December’s market weakness continuing to reflect fear of war, Fed tightening, deflation of the growth stock bubble and supply disruptions.  Just when it looked like the bears were in control of the market, it turned with a vengeance and rallied back to regain nearly all its losses for…

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    The Times They are a Changing

    Change is generally gradual. It progresses so slowly that it goes unnoticed until there is an inflection point, an event or events that make the new direction undeniable. We think we are at an inflection point and believe the next decade will be very different than the last for investors.     Change is coming because the…

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    Early Take on the Omicron Variant

    This morning on Face the Nation, Dr. Scott Gottlieb asked four important questions which we will learn the answers to in the coming weeks. 1)      Is the Omicron strain of Covid more virulent than previous strains?2)      Does this strain escape immunity?3)      Does this escape from immunity increase transmissibility?4)      Do vaccines, including boosters, and previous infection…

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    Back to Basics: Building an Emergency Fund

    One of the most boring but essential pieces of a successful financial plan is creating an emergency fund. Without it, a plan can fall apart instantly. In this article we will discuss what it is, why you need one and how to set one up.    What is an Emergency Fund? Regardless of your net…

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